Estate Planning

Planning for the Future with Confidence

Estate planning is a crucial step in ensuring that your wishes are honored and that your loved ones are protected after your passing. It’s not just about creating a will—it’s about building a comprehensive plan that takes into account your assets, healthcare decisions, and long-term goals.

Our estate planning services include

Lenders won’t always agree to take the deed instead of foreclosing, especially if the home has been used to secure additional debts (like a second mortgage or home equity line of credit). They don’t want the burden of maintaining and selling homes – that’s not their line of business. So, lenders often require a homeowner to place the home on the market for a period of time before they will agree to accept a deed in lieu of foreclosure. They’ll also require you to disclose your income and assets and to provide other proof of the financial hardship that prevents you from making your mortgage payments.

– Wills: A will is the foundation of any estate plan. We’ll help you create a will that clearly outlines how your property and assets should be distributed.

– Trusts: Trusts can provide more flexibility and help you avoid the probate process. We’ll help you decide if a revocable or irrevocable trust is right for you.

– Healthcare Directives: These documents, such as a living will or healthcare power of attorney, give instructions for medical care in the event that you are unable to communicate your wishes.

– Powers of Attorney: Designate a trusted individual to make financial or legal decisions on your behalf should you become incapacitated.

– Guardianship Planning: For parents of minor children, establishing a guardianship in your estate plan ensures that your children will be cared for by someone you trust.

No matter your age or wealth, estate planning helps secure your family’s future. Let us assist you in making sure your wishes are clearly stated and legally binding.