Sternberg Law Group

Blogs

May 08, 2026

Chapter 13 Cramdowns: Paying Less Than You Owe on Your Car Loan Based on Your Vehicle’s Actual Value

TL;DR: A Chapter 13 cramdown allows you to reduce an underwater car loan to the vehicle’s fair market value during…

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May 07, 2026

The Automatic Stay and Why Bankruptcy is Often the Fastest Way to Stop a CA Foreclosure

TL;DR: If you’re facing foreclosure in California, bankruptcy may quickly stop the process through the automatic stay, which usually takes…

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May 06, 2026

SB 1079 Updates for 2026 and the New Fines for Lenders Who Neglect Foreclosed Properties

TL;DR: SB 1079, together with Civil Code § 2929.3, strengthens California’s foreclosure enforcement by holding lenders and loan servicers responsible…

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May 05, 2026

Beyond AB 2424: Using the “One Action Rule” to Defend Your California Home and Stop Foreclosure

TL;DR: California homeowners facing foreclosure may have more legal protection than they realize. AB 2424 can provide additional time to…

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May 04, 2026

Foreclosure Defense vs. Short Sale: Which Path Protects Your Credit Best?

TL;DR: If you’re struggling to pay your mortgage, both foreclosure and short sale can seriously impact your credit, but a…

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May 01, 2026

Don’t Let Your Mortgage Company Bully You: Advice for California Homeowners Facing Foreclosure

TL;DR If you’re behind on your mortgage, lenders may apply pressure, but you still have rights and options. Understanding the…

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Apr 29, 2026

SB 1079: California’s Key to Reclaiming Foreclosed Homes and Understanding Post-Sale Bidding Rights

TL;DR SB 1079 is a California law that gives tenants, owner-occupants, and certain nonprofits/local governments a second chance to purchase…

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Apr 10, 2026

Understanding California Law AB 2424 and How It Can Delay Foreclosure Sales

TL;DR California’s AB 2424 introduces additional procedural requirements for lenders that can slow down foreclosure timelines by enforcing stricter notice,…

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Apr 09, 2026

5 Reasons to Set Up Your Estate Plan Now and Protect Your California Home from Probate

TL;DR Estate planning helps you control how your assets, finances, and medical decisions are handled while protecting your wealth, avoiding…

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